01
Property
The building and business personal property the BOP can include. Detail lives on commercial property.
Business insurance
Business insurance for small to mid-size companies
A business owners policy (BOP) bundles property, liability, and business interruption.
Written for small to mid-size companies from our Edina, Minnesota office.
Why this coverage matters
One package for property, liability, and downtime
A BOP is the package for small to mid-size companies. It is not every commercial line.
The review looks at the building and contents, third-party injury and property-damage exposure, and the income at risk if a covered event shuts operations down.
Coverage overview
What a business owners policy usually includes
These are the parts of the package we walk through with owners and managers. Limits and forms vary by business and carrier.
02
Liability
Third-party injury and property-damage liability the BOP can include. Detail lives on general liability.
03
Business interruption
Lost income when a covered event shuts the business down. The question is how long operations would be down, and whether extra expense to reopen faster is part of the plan.
Details
Explore coverage details
What a business owners policy generally bundles
What does a business owners policy generally bundle?
A business owners policy (BOP) bundles property, liability, and business interruption. Property is the building and business personal property the BOP can include. Liability is third-party injury and property-damage liability. Business interruption is lost income when a covered event shuts the business down.
Who this page is for
This page is business insurance for small to mid-size companies. A BOP is the package for that audience. It is not every commercial line.
Related commercial lines
Other commercial lines we place:
We can also discuss professional liability, cyber, commercial auto, umbrella, and employment practices. Those lines are not the job of this page.
What is Burch Insurance Group?
What is Burch Insurance Group?
Burch Insurance Group is a commercial insurance brokerage based in Edina, Minnesota, licensed in 15 states, with the ability to arrange coverage in others for qualifying accounts.
Service area, licensing, and office
Where is the office and what is the phone number?
The office is at 5021 Vernon Ave S #161, Edina, MN 55436. Call (612) 712-6407.
Do you place business insurance outside Minnesota?
Burch Insurance Group is a commercial insurance brokerage based in Edina, Minnesota, licensed in 15 states, with the ability to arrange coverage in others for qualifying accounts.
Excellent experience working to get the optimal insurance coverage for my company. Timely and effective communication. I referred my associate to Burch and highly recommend to all future customers.
- Direct access to a service team When you call, you reach people who handle certificates, coverage questions, and claims follow-up.
- More than one commercial market We review available carrier options for the business rather than starting from a single captive product.
- Package coverage, with room for other lines The BOP is the starting point. Related commercial lines are reviewed when the operation needs them.
How a review works
Three steps from first call to options
Tell us about the business
Operations, locations, property, payroll, and any landlord or contract insurance requirements.
We review the risk and markets
The team looks at the exposure and available commercial markets for that business.
A BIG team member follows up
You receive options, questions, and next steps from a person who stays on the account.
Edina, Minnesota
Request a business insurance review
Share how the business operates and when coverage is needed. We will review the risk and follow up with next steps.