01
Medical benefits
Covers medical treatment, hospital stays, and rehabilitation for employees injured on the job.
Workers compensation
Workers compensation insurance for employee injuries and lost wages
Coverage for employee injuries, medical expenses, and lost wages.
Reviewed from our Edina, Minnesota office for contractors, auto dealers, restaurants, retail, trucking, medical, legal, and other commercial workforces.
Why this coverage matters
Employee injuries are not a general liability claim
Workers compensation is the line for work-related injuries and illnesses. Medical treatment, wage replacement, and certain employer-liability claims sit here, not on the general liability form.
Class codes, payroll, and loss history decide how the policy is priced. A review looks at those facts before treating a renewal as the only option.
Coverage overview
What a workers compensation review usually includes
02
Wage replacement and disability
Provides partial wage replacement for employees unable to work due to work-related injuries. Benefits for temporary or permanent disabilities resulting from workplace accidents are part of the same conversation.
03
Employer liability and audits
Protects the business from certain lawsuits filed by injured employees beyond standard compensation claims. The review also looks at class codes, payroll, and audit support so the policy matches the workforce.
Details
Explore coverage details
What the coverage generally addresses
What does workers compensation generally cover?
Workers compensation generally covers medical treatment, hospital stays, and rehabilitation for employees injured on the job, plus partial wage replacement when an employee cannot work because of a work-related injury. Disability benefits and employer liability for certain lawsuits sit alongside the medical and wage parts of the policy.
Who this coverage is written for
We review workers compensation for contractors, auto dealers, restaurants, retail, trucking, medical, legal, and other commercial workforces. The class codes and payroll decide the form, not a generic office template.
Information typically needed for a review
What information is typically needed for a review?
Payroll by class code, job descriptions, loss history, experience modification if one exists, and any state, contract, or certificate requirements that apply to the workforce.
Related coverage
Injury or damage to others is general liability. A contractor jobsite package is on contractors insurance. Dealers start from garage liability.
Service area, licensing, and office
Where is the office and what is the phone number?
The office is at 5021 Vernon Ave S #161, Edina, MN 55436. Call (612) 712-6407.
Do you place workers compensation outside Minnesota?
Burch Insurance Group is a commercial insurance brokerage based in Edina, Minnesota, licensed in 15 states, with the ability to arrange coverage in others for qualifying accounts.
Excellent experience working to get the optimal insurance coverage for my company. Timely and effective communication and available for consultation. I highly recommend to all future customers.
- Priced from payroll and class codes The review starts with how people actually work, not a generic rate.
- Audit and experience-mod follow-up Paperwork, class codes, and loss history stay with the same service team.
- Related lines stay in their place Third-party injury and jobsite tools are reviewed on their own coverage pages.
How a review works
Three steps from first call to options
Tell us about the workforce
Payroll, class codes, job types, and any contract or certificate requirements.
We review the risk and markets
The team looks at the exposure and available commercial markets for that workforce.
A BIG team member follows up
You receive options, questions, and next steps from a person who stays on the account.
Edina, Minnesota
Request a workers compensation review
Share payroll, class codes, and timing. We will review the risk and follow up with next steps.