Secure your business future
We make commercial insurance straightforward and stress-free. Expert guidance from policy selection to claims, so you can focus on running your business.
Multi-State Licensed
Licensed and writing policies across multiple states
Every Industry
Dealers, contractors, HOA, trucking, retail, restaurants & more
Multiple Carriers
We shop dozens of carriers to find your best rate
Commercial Insurance Solutions
From general liability to specialized industry coverage, we broker policies that fit your exact risk profile.
General Liability
Protection from claims of property damage, bodily injury, and legal fees. Essential coverage for every business.
Learn more →Workers Compensation
Covering employee injuries, medical expenses, and lost wages. Customized policies for compliance and peace of mind.
Learn more →Commercial Property Insurance
Protect buildings, equipment, and inventory. HOA master policies, warehouses, office buildings & more.
Learn more →Garage Liability & Auto Dealers
Garage keepers, garage liability, and dealer open lot bundled for dealerships and auto service businesses.
Learn more →Contractors Insurance
Liability, tools, equipment, and builder's risk for residential remodelers, landscapers, plumbers & GCs.
Learn more →Business Insurance
BOP policies bundling property, liability, and business interruption for small to mid-size companies.
Learn more →Latest resources
How much does commercial property insurance cost in Minnesota?
There is no single number for commercial property insurance in Minnesota. The premium is a rate applied to the building's insured value, and both can be wrong. After 2022, the most expensive storm year in state history, and a billion-dollar 2023 hailstorm, Minnesota carriers repriced the whole market with higher rates, percentage wind/hail deductibles, and actual-cash-value roof clauses. Owners should check the limit against today's rebuild cost, whether the rate has been shopped, and what has been added to the deductibles.
Read more →How much does commercial property insurance cost in New Mexico?
There is no single number for commercial property insurance in New Mexico. The premium is a rate applied to the building's insured value, and both halves are moving: wildfire losses in 2022 and 2024 pushed the state's regulator to say rates need to rise, and carriers have answered with higher rates, new wildfire and hail deductibles, and non-renewals. Owners control two things — whether the insured value is right, and whether the rate has been shopped.
Read more →How do I insure an older commercial building at a fair price?
Carriers decide whether to quote an older commercial building based on four systems: roof, electrical, plumbing, and heating and cooling. Owners who document updates to those systems get quotes from more carriers at better prices. Older buildings also need two coverages they most often lack: ordinance or law coverage for code upgrades after a loss, and a replacement cost limit that reflects today's construction costs.
Read more →What should I know about insuring a New Mexico commercial building?
New Mexico buildings break the assumptions most insurance pricing is built on: adobe and stucco construction, flat roofs that take monsoon hail and then pond water, wildfire exposure in the north, and a drought that affects fire protection and sprinkler supply while arroyo flash flooding remains a live risk. Owners should get a construction-accurate valuation, document the roof, check fire protection class and percentage deductibles, and price flood separately where needed.
Read more →Your commercial insurance easy button
We Do the Paperwork
Unlike brokers who drown you in forms, we handle everything. Just a few basic details from you and we take it from there.
Multiple Carriers, Best Rate
We shop dozens of carriers to find the exact right coverage at the best price. Not a captive agent — we work for you.
Real People, Real Answers
When you call, you reach a knowledgeable professional. No phone trees, no runaround. Certificates in hand same day.
Claims Advocacy
When things go wrong, we go to bat for you. Our team manages the claims process so you can get back to business.
Trusted by businesses across the country
"My experience with Darren and Burch Insurance Group for my used car dealership was truly exceptional. Darren seemed to have everything set up before I even reached out — he worked like magic. He handled all the paperwork himself, needing only a few basic details from me. Within just a few days, I was fully insured without any hassle."
"Darren was fun to work with and found us a better deal than anyone else by miles. Really made our business a reality and couldn't be more grateful. Handles every kind of insurance need we'll ever need."
"Excellent experience working to get the optimal insurance coverage for my company. Timely and effective communication and available for consultation. I referred my associate to Burch and highly recommend to all future customers."
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Get a free consultation and discover how BIG can simplify your commercial insurance. No obligation, no pressure.