Industries we serve
Insurance for counseling and healthcare practices
Your practice needs insurance that reflects the care you provide and the business you operate. We help counseling and healthcare practices review those needs together, including the office, staff and professional services.
The care you provide
Begin with the services and professionals in your practice
An outpatient counseling office is different from a residential program or a practice offering medical procedures. Describe the services you provide, who provides them and where care takes place. That gives us a sound starting point for discussing market availability and suitable coverage.
If you use independent clinicians, offer telehealth or operate in more than one location, include those details early. We will also ask about the professional liability arrangements already in place for the practice and its clinicians.
The business around the care
Your professional policy is one part of the review
Professional liability addresses a different exposure from a visitor injury at the office or damage to business property. A practice may also need to review workers compensation, business income and cyber coverage, depending on its operations and existing insurance.
Patient records, billing systems and appointment software make information handling an important part of the discussion. Tell us which systems you use and who manages them so the review can account for the business’s own responsibilities as well as its reliance on vendors.
Getting started
Share the details that distinguish your practice
Gather your current policies, a list of services, clinician and staff information, annual revenue and claims history. Include lease requirements and any contracts that specify insurance limits or particular coverage.
We can then review the available options and explain which questions need to be resolved before quoting. If you are adding services or bringing in another clinician, raise that change before it takes effect so we can discuss its insurance implications.
Related coverage and industries
Explore your options
Compare professional liability coverage for claims involving your advice, services or professional work.
Cyber InsuranceReview cyber insurance for incident response, business disruption and claims involving customer information.
Business Owners Policy (BOP)Property, general liability and business income coverage packaged for eligible businesses.
Workers CompensationCoverage for work-related employee injuries and illnesses.
Coverage references
- Professional liability insurance
- Cyber insurance: first-party and third-party coverage
- Small business insurance
General information. Coverage depends on the policy, exclusions and underwriting.